Title Insurance

Whether you’re purchasing a new or existing home, or refinancing, title insurance protects you against any problems affecting the title to your home.

The most common services and products we offer relate to policies of title insurance. There are two types of title insurance: the owner’s policy and the lender’s policy. The owner’s policy protects your property rights as the homebuyer, whereas the lender’s policy insures the financial investment of the bank or lender. If someone else claims ownership of your property, title insurance typically defends you legally and financially.

Owner’s title insurance is a low, one-time fee based on the value of your home. For example, the typical owner’s title insurance policy costs an average of 0.5% of a home’s purchase price. With a home being one of the largest investments you’ll ever make, it’s clear why getting owner’s title insurance is such a smart way to give yourself peace of mind.

Our team of dedicated professionals works to research the property being insured so we are confident the title policy issued has very low risk of any future claims. Some additional title services and products we can provide include: Subdivision Guarantees, Trustee Sale Guarantees, Litigation Guarantees, Lot Book Guarantees, and more! Please contact a title officer today if you have any questions about the title services we provide.